Kiwisaver Health
Nurturing Your Kiwisaver Health
🥝 KiwiSaver is an investment 💰
Contrary to common belief and despite its name, KiwiSaver is an investment. Understanding your financial vision can help you to make informed decisions about your KiwiSaver plan and become more prepared. It can also aid in choosing the appropriate provider for your needs and a plan that best aligns with your goals.
🏡 Secure Your Future Through KiwiSaver 🚀
Buying a house and saving for retirement are likely the two most significant financial decisions you'll ever make. Ensuring your KiwiSaver health aligns with these goals is crucial for long-term financial stability. At My Finance Guys (MFG), we understand the importance of these milestones and offer personalised guidance to help you achieve them confidently. Whether you're aiming to buy a home or plan for retirement, we're here to support you every step of the way.
🔍 Don't Wait–Take Control of Your KiwiSaver Today 💼
Lots of folks tend to put off dealing with their KiwiSaver. Some see it as something they'll handle down the line, while others find it too confusing and just avoid it altogether. But here's the deal: Doing a KiwiSaver Review is actually pretty easy. And the sooner you do it, the better.
Finding The Perfect Provider For You
Take a look at their...
✨ Historical Returns – assess based on strategy, not just returns
It's key to grasp that past performance doesn't guarantee future results. What's more intriguing when picking a KiwiSaver provider is how they've achieved those returns. Have they embraced risk or chosen a suitable theme? Ultimately, assess KiwiSaver providers based on their strategies, not just their returns.
✨ Fees – how might they work?
Fees are another factor worth considering, as they can eat into your returns. These may include management fees, administration fees, and performance fees. Some providers, for instance, will base their fees on the assets in your KiwiSaver account or the performance of your funds.
✨ Investment Style – active or passive?
When considering a provider, it's important to know their approach to investing: active or passive? Active investing involves a hands-on approach, aiming to outperform the market by selecting investments carefully. Passive investing, on the other hand, involves investing in a market index like the S&P500 or NZX50, rather than hand-picking individual investments.
It’s a lot to think about, but My Finance Guys is here to help you navigate it all.
How Can We Help?
💡 Personalised projections to guide your KiwiSaver journey
💡 Offer comparisons across plans and providers
💡 Simplified navigation of KiwiSaver with MFG
Looking to get started? Let's Connect.
